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Take a break from your loan payment with a Skip-A-Pay!

What is Skip-A-Pay? This is a program that allows our members to defer one monthly scheduled payment if you meet the following criteria:

  • Loan must be open for at least nine months.
  • Only one payment per calendar year is eligible.
  • There is a limit of two deferred payments during the life of the loan.
  • Each loan request must have a separate form & fee ($30).
  • All parties on the loan must sign and date the form.
  • Members must be in good standing.
  • Holiday/Vacation loans, Home Equity loans and PAL loans are NOT eligible.

The payment will be deferred until the end of the loan, extending the original terms of the loan. Interest will continue to accrue throughout the deferral period. All other terms and conditions stated in original loan agreement remain in effect. KVCCU reserves the right to refuse any and all requests.