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Loan Protection
Financing from Kaskaskia Valley Community Credit Union helps you reach your goals, and we want to help you protect those interests. With loan protection services, you can be sure that your investments are covered and your finances are secure.

Credit Life & Disability Insurance
The credit union offers Credit Life and Credit Disability Insurance with all of our loan options. Credit Life Insurance will pay your remaining credit union loan debt in the event of your death, thus avoiding any financial burdens for your beneficiaries. Credit Disability Insurance makes your credit union loan payments in the event you are unable to work due to a disability or injury that lasts more than 30 days.

GAP Coverage
If your vehicle is declared a total loss due to collision or theft, you still have to pay the difference, or the “gap,” between the insurance settlement and your loan balance. Guaranteed Asset Protection is low-cost coverage that can pay the potentially high-cost difference. Ask about it when you apply for your next auto loan!

Additional Insurance Options
Through our partnership with TruStage, KVCCU can offer you additional insurance products to help you save money and rest easy. Click the link below to learn more about the protection available to you.

Contact us for complete details on any of these loan protection options.