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Loan Protection
Financing from Kaskaskia Valley Community Credit Union helps you reach your goals, and we want to help you protect those interests. With loan protection services, you can be sure that your investments are covered and your finances are secure.

Credit Life & Credit Disability Insurance*
The credit union offers Credit Life and Credit Disability Insurance with all of our consumer loan options. Credit Life Insurance will pay your remaining credit union loan debt in the event of your death, thus avoiding this financial burden for your beneficiaries. Credit Disability Insurance makes your credit union loan payments in the event you are unable to work due to a covered disability or injury.

Guaranteed Asset Protection (GAP)*
If your vehicle is declared a total loss due to collision or theft, you still have to pay the difference, or the “gap,” between your primary insurance settlement and your loan balance. Guaranteed Asset Protection can help pay the potentially high-cost difference. Ask about it when you apply for your next auto loan!

Additional Insurance Options
Available through TruStage, KVCCU can offer you additional insurance products to help you save money and rest easy. Click the link below to learn more about the protection available to you.

Contact us for complete details on any of these loan protection options.

*Your purchase of MEMBER'S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, or MEMBER'S CHOICETM Guaranteed Asset Protection (GAP) is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of GAP. If you choose GAP, adding the product fee to your loan amount will increase the cost of GAP. CDCL, GAP-941195.1-0614-0716