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Dealer vs. Your Credit Union Details From Kelly Blue Book (www.kbb.com) and Chevrolet (www.chevrolet.com) 2008 Chevrolet Trailblazer Vehicle Price $28,649.00 Trade In $6,000.00 Subtotal $22,649.00 Doc Fee $52.00 Tax $1,000.00 Title & License $87.00 Total Cost of Vehicle $23,788.00
The Dealer Your Credit Union 1.9% financing with no rebate: 5.24% financing with $2000 rebate: Total Financed $23,788 Total Cost of Vehicle $23788. Rebate -$2000. Total Financed $20,788.
60 Months @1.9% $415.94 Monthly Pmt 60 Months @5.24% $394.66 Monthly Pmt Total Finance Charge $1,168.27 Total Finance Charge $2,891.66 Total Cost of Loan $24,956.27 Total Cost of Loan $23,679.26
Total Savings at your Credit Union $1,277.01
Remember, when you finance at your credit union, it's just that: yours. Earnings made on loans pay the dividends you, your family, your friends, your co-workers, and your neighbors earn at your credit union. The earnings stay right here, in our four county area, staying in our communities. Some tips before talking to an auto salesperson: * Find out the value of your trade in (kbb.com or nadaguides.com are helpful as well as the manufacturers sites) * Contact your insurance company/agent about the estimated cost on new insurance when trading vehicles (you may want to ask your agent for some vehicles that would be good on insurance/gas mileage) * Go out on the internet and build this car to find the dealers costs (again see nadaquides.com and manufacturers sites) A little home work can go a long way.
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